Apply These 4 Steps. A Reflection of Indra Bekti’s Case.

Jakarta, CNBC Indonesia – Not long after the bad news regarding the health condition of the famous presenter Indra Bekti, it was reported that his wife Aldila Jelita was raising funds to help treat her husband at the hospital.

“So we have tried this I think, in this way, we really believe in Mas Indra who is very good at helping others, with his artist friends or all the leaders, we beg you, we open a fundraiser,” said Aldila on Saturday (31/12), as reported by CNN.

As is known, on December 28, Indra Bekti was rushed to the hospital due to a brain hemorrhage. Indra has also undergone several surgeries to treat the bleeding, and Indra will be scheduled for treatment and therapy for the next 20 days. It was also reported that Indra was recently undergoing MRI therapy.

Aldila herself said that the cost of caring for her husband was very high. For this reason, Aldila is raising funds to ease her financial burden.

Not long ago, Detik.com also reported matters related to Indra Bekti’s health insurance. It was stated that Indra Bekti’s younger brother, Cipta, did not know anything about this, and he also suspected that this treatment was paid for using personal savings.

Illness is a disaster that raises financial risks. The cost of brain bleeding surgery, of course, varies widely, but the higher the complexity of the disease and the more complicated the procedure, the more expensive it will be.

So how do you anticipate the financial risk from the disaster that Indra Bekti experienced? Here are things you can do right now.

Make sure your Social Insurance (BPJS Health) is always paid

BPJS Health is the most standard health insurance with cheap monthly fees.

The advantage of BPJS Health is that it can cover all types of illnesses, without a waiting period. This insurance from the Government can also be used for various critical illnesses such as diabetes mellitus, hypertension, heart disease, asthma, chronic obstructive pulmonary disease (COPD), epilepsy, chronic mental health disorders, stroke, and lupus erythematosus syndrome (SLE).

Have Inpatient Health Insurance

There is a procedure for submitting BPJS Health claims. If the health facility (faskes) where the patient is registered is unable to take medical action on the patient, then the patient will be referred to a hospital with competence to treat the patient concerned. The BPJS referral system is tiered, and tends to take time. That’s why it’s very important for you to have inpatient health insurance.

With inpatient health insurance, you only need to go to a hospital that cooperates with the insurance to undergo treatment.

Inpatient health insurance will cover your hospitalization costs while in hospital, according to the specified ceiling or limit. The higher the insurance ceiling or annual limit, the more expensive the annual premium that must be paid.

Just make sure, the limit or ceiling of your health insurance is not too high but sufficient to anticipate future increases in medical costs.

Add Critical Illness Protection

Critical illness insurance is insurance that provides cash compensation when a customer is diagnosed with a critical illness, such as stroke, cancer, diabetes, heart disease, and other serious illnesses.

Before we buy this insurance product, it will be stated in the brochure about the types of critical illnesses that can be covered by the insurance.

Generally, this insurance is included if you buy inpatient health insurance. However, it can also be purchased separately.

Take Care of Your Health and Allocate Special Savings for Medical Check-ups

Even though financial risks in medical terms can be anticipated with insurance, it is still important for you to maintain your health. Maintaining health is not only limited to regular exercise and eating healthy food, but also routine medical check-ups.

Make special savings for medical check-ups in a year. Allocate funds regularly to savings or money market mutual funds every month.

Source: https://www.cnbcindonesia.com/mymoney/20230102135042-72-402092/biar-gak-kayak-indra-bekti-wajib-terapkan-4-langkah-ini